Military Family Protection from Debt Act

This bill expands protections under the Servicemembers Civil Relief Act to cover military dependents. It lowers the maximum interest rate cap on debts incurred before a service member's military service for dependents (like spouses or children), not just the service member themselves. To qualify, dependents must now provide documentation (such as marriage or birth certificates) proving their dependency status at the time the debt was incurred and through the service member's military entry. The change directly affects military families facing pre-service debts by extending financial relief previously available only to service members.