End Servicemember Forced Arbitration Act

This bill amends the Servicemembers Civil Relief Act to prevent companies from forcing servicemembers into arbitration without their active consent. It requires written agreement from all parties *after* a dispute arises to use arbitration for issues covered by the Act, rather than relying on pre-dispute clauses in contracts. It also restricts waivers of servicemembers' protections to only apply after specific disputes are identified and limits how waivers can be structured. The law directly affects active-duty servicemembers and their spouses who have contracts (like leases or loans) covered by the SCRA. It ensures servicemembers cannot be barred from court by prior agreements and clarifies their right to pursue legal action.