Polluter Portfolio Disclosure Act

This bill requires large U.S. insurance companies (those collecting $100 million+ in annual premiums) to annually disclose all investments and insurance policies tied to fossil fuel industries - including coal, oil, gas extraction, and related infrastructure. Companies must report specific details like maximum financial exposure and policy amounts for each fossil fuel-related investment and policy. Federal agencies will use this data to monitor financial risks to consumers and the broader economy, and the public will access a searchable annual database of all disclosed information. The law directly affects major insurers regulated by the Federal Insurance Office, mandating transparency around their fossil fuel ties.