HR 4594 United States House · 118th Congress

Clean Slate through Rehabilitation Act

The Clean Slate through Rehabilitation Act amends the Higher Education Act to change how defaulted federal student loans impact borrowers' credit histories. Specifically, it revises a provision to require the removal of *any* adverse credit information related to a defaulted loan - not just the default record itself - from a borrower's credit history. This change directly affects federal student loan borrowers who have defaulted and are rehabilitating their loans, as it would clear broader negative credit items that hinder credit rebuilding. The policy shift aims to improve credit outcomes for these borrowers by removing more types of adverse information tied to their loans.
Bill status in committee 1 of 4 stages cleared
Introduction
Jul 2023
Committee Review
Floor Vote
President
Introduced Jul 12, 2023 Last action Jul 12, 2023
Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
2
Key actions
0
Committee
1
Jul 12, 2023
Committee
Referred to the House Committee on Education and the Workforce.
lower
Jul 12, 2023
Introduced
Introduced in House
lower
1 primary · 8 co-sponsors

Sponsors