Clean Slate through Rehabilitation Act
The Clean Slate through Rehabilitation Act amends the Higher Education Act to change how defaulted federal student loans impact borrowers' credit histories. Specifically, it revises a provision to require the removal of *any* adverse credit information related to a defaulted loan - not just the default record itself - from a borrower's credit history. This change directly affects federal student loan borrowers who have defaulted and are rehabilitating their loans, as it would clear broader negative credit items that hinder credit rebuilding. The policy shift aims to improve credit outcomes for these borrowers by removing more types of adverse information tied to their loans.
Bill status
in committee
1 of 4 stages cleared
Introduction
Jul 2023
Committee Review
Floor Vote
President
Introduced Jul 12, 2023
Last action Jul 12, 2023
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
Jul 12, 2023
Committee
Referred to the House Committee on Education and the Workforce.
lower
Jul 12, 2023
Introduced
Introduced in House
lower
1 primary · 8 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Nikema Williams
DDemocratic
Co
Alma S. Adams
DDemocratic
Co
Deborah K. Ross
DDemocratic
Co
Eleanor Holmes Norton
DDemocratic
Co
Haley M. Stevens
DDemocratic
Co
Henry C. "Hank" Johnson, Jr.
DDemocratic
Co
Jennifer L. McClellan
DDemocratic
Co
Katie Porter
DDemocratic
Co
Madeleine Dean
DDemocratic
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