To enhance Federal Deposit Insurance Corporation transparency.

This bill requires the Federal Deposit Insurance Corporation (FDIC) to provide Congress with more detailed explanations of its emergency decisions. Specifically, it mandates that the FDIC submit all relevant documentation - including staff analyses and memoranda - within 3 days and detailed justifications (including data and metrics) within 30 days of making an emergency determination. These requirements apply to the FDIC's Board of Directors, the Federal Reserve Board, and the Treasury Secretary, directly affecting how these agencies communicate with the House Financial Services Committee and Senate Banking Committee.