Stop Penalizing Working Seniors Act

HR 2769, the "Stop Penalizing Working Seniors Act," allows seniors over 65 who are enrolled only in Medicare Part A (hospital insurance) to contribute to Health Savings Accounts (HSAs). It removes a current tax rule that barred these seniors from HSA contributions while they remain working. The bill amends the Internal Revenue Code to exclude this group from the existing restriction, effective for taxable years beginning after December 31, 2022. This change directly affects working seniors with limited Medicare coverage who previously could not use HSAs for medical expenses.