Small Business 7(a) Loan Agent Transparency Act

This bill requires small business loan application assistance providers ("7(a) agents") to register with the Small Business Administration (SBA) and pay an annual fee. It creates an SBA database tracking which agents offer specific services, such as helping applicants complete loan forms or providing referrals. The law directly affects small business owners seeking 7(a) loans (who gain transparency about agent services) and the agents themselves (who must register before assisting). Key provisions include mandatory pre-service registration, annual fees after one year, and SBA-maintained service databases, all to improve oversight of loan application support.