Protecting Gun Rights and Due Process Act

This bill amends federal gun law to clarify definitions related to mental health and gun ownership, replacing terms like "mental defective" with "mentally incompetent" and "mental institution" with "psychiatric hospital." It creates a process for reviewing veterans' records to ensure they weren't improperly disqualified from gun ownership based on mental health determinations. The bill requires the Attorney General to annually review records and identify inaccurate disqualifications, with funds being rescinded for each record that doesn't meet the new criteria. It also prevents certain administrative decisions, like appointing representative payees for Social Security benefits, from automatically disqualifying people from gun ownership. The goal is to ensure only individuals who meet specific legal criteria are prohibited from owning firearms, while protecting the rights of those who should not be disqualified.