HR 3009 United States House · 117th Congress

Improving Language Access in Mortgage Servicing Act of 2021

Summary

Improving Language Access in Mortgage Servicing Act of 2021 This bill establishes language translation requirements related to residential mortgage applications and servicing. The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan. Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available. The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage.

Bill status in committee 1 of 4 stages cleared

Introduction

May 2021

Committee Review

Floor Vote

President

Introduced May 7, 2021 Last action Jun 15, 2022

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jun 15, 2022

Lower · Passed

Committee on Veterans' Affairs discharged.

lower

Jun 15, 2022

Lower · Passed

Reported (Amended) by the Committee on Financial Services. H. Rept. 117-370, Part I.

lower

Jul 26, 2021

Committee

Referred to the Subcommittee on Economic Opportunity.

lower

May 12, 2021

Introduced

Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 29 - 24.

lower

May 12, 2021

Lower · Passed

Committee Consideration and Mark-up Session Held.

lower

May 7, 2021

Committee

Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

lower

May 7, 2021

Introduced

Introduced in House

lower

1 primary · 1 co-sponsor