Relating to a grant program for hurricane and windstorm loss mitigation for single-family residential property.

SB 2924 establishes a state grant program to help homeowners retrofit single-family residential properties (including HUD-code manufactured homes) to better withstand hurricanes and windstorms. Eligible homeowners with properties designated as their homestead may apply for grants to meet specific safety standards, such as the Fortified Home hurricane standard developed by the Institute for Business and Home Safety. The Insurance Commissioner will administer the program, but the bill clarifies it does not create a legal entitlement to grants or guarantee state funding. Grants must be used exclusively for approved retrofitting work, and recipients must comply with local building codes and inspections. The program aims to reduce property damage during severe weather events.