Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.

SB 2902 protects victims of identity theft from being held responsible for debts incurred by thieves using their personal information. If a consumer provides an FTC identity theft report (with proof they're a victim and specific debt details) or a court order, creditors and debt collectors must immediately stop trying to collect that debt. The bill also prohibits selling the debt to third parties (except to pursue the actual thief) and allows enforcement against secured property (like a car loan) but not against the victim personally. It does not cover home loans or debts already subject to a court judgment. The bill is currently pending in the Business & Commerce committee.