Relating to a study of title insurance rates in Texas and other states.

SB 2700 requires the Texas Department of Insurance to conduct a study comparing Texas title insurance rates with those in other states (both regulated and deregulated). The study must analyze cost differences, track industry data like claims and premiums annually, assess impacts on market competition and consumer protection, and evaluate potential regulatory changes. It directly affects title insurance companies, homebuyers, and real estate professionals by gathering data to inform future policy decisions. The Department must submit findings to the legislature by December 1, 2026, with the bill expiring January 1, 2027. This is a data-gathering measure, not a rate-setting law.