Relating to prohibiting certain discrimination in the provision of financial services.

SB 2492 prohibits large financial service providers from using "social credit scores" to deny services. These scores evaluate customers based on religious beliefs, political opinions, speech, or associations (including refusal to disclose such information). The law applies only to financial institutions that handled $100 billion or more in transactions last year. If denied a service, customers can request a written explanation within 90 days, and providers must respond within 14 days. This directly affects major banks and payment processors when making lending, credit, or account decisions.