SB 1810 Texas Senate · 89th Legislature (2025)

Relating to annual statistical reports for fixing title insurance premium rates.

SB 1810 requires title insurance agents to submit annual statistical reports by May 1 (with a March 1 data call) and title insurance companies to submit reports by June 1 (with a April 1 data call). The Texas Department of Insurance must publish online summaries of all agent data by October 1 and all company data by November 1 each year. The bill affects title insurance agents and companies by establishing specific reporting deadlines and transparency requirements. It does not change how premium rates are set but mandates standardized data collection for public reporting. The changes apply to reports filed on or after January 1, 2026.

Bill status passed 3 of 5 stages cleared

Introduction

Mar 2025

Committee Review

May 2025

Senate Passage

Apr 2025

House Passage

Governor

Introduced Mar 3, 2025 Last action May 14, 2025

Maddy AI version diff · 1 comparison

What changed between versions

Introduced → Engrossed · 3 edits · Apr 14, 2025

MINOR

The bill was updated from its original introduced version to an engrossed version with significant substantive changes. The original bill only added two subsections (a-1 and c-1) to the Insurance Code, while the engrossed version adds three subsections including a new (c-2) that specifies what data must be included in compilation reports. Additionally, the new version provides more detailed timelines for when the department must issue statistical report calls and publish compilation reports.

Scope change

The bill's scope expanded from requiring two new subsections to three, with the addition of subsection (c-2) that defines the specific content requirements for compilation reports.

REQUIREMENT

Added new subsection (c-2) requiring compilation reports to include loss experience, expenses of operation, premiums, and other material matters submitted under Subsection (a).

Expanded the bill to add three subsections (a-1, c-1, and c-2) instead of the original two subsections (a-1 and c-1).

TIMELINE

Changed the timeline for issuing statistical report calls from May 15 to March 1 for agents and April 1 for companies, and moved compilation report publication deadlines to October 1 for agents and November 1 for companies.

Floor votes · Senate Apr 14, 2025

How they voted

28–0

Passed · 2 other

Total votes 30

Apr 14, 2025

D Democratic10

8 Yea 2

80% Yea

R Republican20

20 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

May 14, 2025

Lower · Passed

Committee report sent to Calendars

lower

May 14, 2025

Lower · Passed

Committee report distributed

lower

May 7, 2025

Lower · Passed

Reported favorably w/o amendment(s)

lower

Apr 17, 2025

Committee

Referred to Insurance

lower

Apr 17, 2025

Introduced

Read first time

lower

Apr 15, 2025

Introduced

Received from the Senate

lower

Apr 14, 2025

Upper · Passed

Passed

upper

Apr 14, 2025

Upper · Passed

Passed to engrossment as amended

upper

Apr 14, 2025

Upper · Passed

Amended

upper

Apr 14, 2025

Introduced

Amendment(s) offered

upper

Apr 2, 2025

Upper · Passed

Committee report printed and distributed

upper

Apr 2, 2025

Upper · Passed

Reported favorably as substituted

upper

Apr 1, 2025

Upper · Passed

Vote taken in committee

upper

Mar 27, 2025

Upper · Passed

Left pending in committee

upper

Mar 27, 2025

Upper · Passed

Testimony taken in committee

upper

Mar 13, 2025

Committee

Referred to Business & Commerce

upper

Mar 13, 2025

Introduced

Read first time

upper

2 primary · 0 co-sponsors