Relating to prior authorization for prescription drug benefits related to the prevention of human immunodeficiency virus infections.

SB 1274 requires health insurance plans in Texas to cover prescription drugs used to prevent HIV infections without prior authorization. It applies to all health benefit plans sold in Texas, including private insurance, Medicaid, and employer-sponsored coverage, directly affecting people needing HIV prevention medications (like PrEP) and insurers who must now provide immediate coverage. The bill adds new rules to the Insurance Code, eliminating extra approval steps that previously delayed access to these preventive drugs. This change ensures faster access to HIV prevention treatments for patients while mandating coverage for insurers.