Relating to housing; providing property tax exemptions and relief relating to housing; providing a civil penalty; authorizing a fee.

HB 5166 amends Texas law to expand the Housing Trust Fund's use for affordable housing assistance, including down payment grants, rental aid, and emergency repairs for income-eligible individuals and families. The bill requires $2.6 million annually to be reserved exclusively for local governments and nonprofits, with at least 45% of additional funds allocated to nonprofits for housing development. It also establishes a new $10,000 down payment grant program for first-time homebuyers who reside in Texas and haven't owned a home in the past three years. These provisions aim to increase access to affordable housing through targeted financial support for eligible entities and individuals.