Relating to the elimination of the remittance of a portion of certain loan administration fees to the comptroller.

HB 4738 eliminates a requirement for lenders to remit portions of loan administration fees to the Texas Comptroller. Specifically, it removes language from the Finance Code that previously directed lenders to deposit $1 per fee (for loans over $1,000) or $0.50 per fee (for loans of $1,000 or less) into the Comptroller's account. The bill affects lenders who charge administrative fees on consumer loans, as it changes how those fees are handled without altering the fee amounts themselves ($25 max for loans over $1,000, $20 max for smaller loans). The change takes effect January 1, 2026, and applies to fees collected after that date.