Relating to health benefit plan coverage of certain physical therapy services and the practice of physical therapy.

This bill requires most health insurance plans in Texas to cover specific physical therapy services as part of standard benefits. It applies to private insurers, Medicaid, school district health plans, and other major coverage types listed in the bill (including HMOs, health maintenance organizations, and group health plans). The law mandates that plans provide this coverage without additional patient costs for medically necessary treatments. This directly affects patients needing physical therapy for medical conditions and ensures consistent access to these services across covered plans.