Relating to damage liability for a collision with a motorist who failed to establish financial responsibility.

HB 3095 would prevent drivers without valid insurance (financial responsibility) from recovering pain and suffering damages (noneconomic damages) in car crash lawsuits. Exceptions include drivers uninsured for ≤45 days after having insurance for a year, passengers, minors, active-duty military returning from deployment within six months, or cases involving a DUI driver. The bill directly affects uninsured drivers injured in collisions or families of those who died in crashes caused by uninsured motorists. Currently pending in the Judiciary Committee after a public hearing, the bill has not yet been voted on.