Relating to the provision of uninsured or underinsured motorist coverage in automobile liability insurance policies.

HB 1364 requires auto insurance companies to include mandatory uninsured or underinsured motorist coverage in personal auto policies unless the policyholder explicitly rejects it. The bill amends Texas Insurance Code sections to specify which coverage provisions must be offered, repealing outdated language in Section 1952.101(c). It applies only to policies delivered, issued, or renewed on or after January 1, 2026, leaving pre-2026 policies governed by existing law. This directly affects Texas drivers purchasing auto insurance by ensuring minimum coverage for accidents involving uninsured or underinsured drivers.