Relating to the Texas Flood Recovery, Reimbursement, and Reconstruction Program; authorizing a civil penalty.

This bill establishes the Texas Flood Recovery, Reimbursement, and Reconstruction Program to provide financial assistance to residents impacted by the July 2025 Hill Country floods. It authorizes reimbursement for property losses and offers incentives for rebuilding above flood levels or in safer locations to reduce future risks. The Texas Division of Emergency Management will administer the program, requiring online applications with verified insurance claim denials (within 15 days) and application decisions within 30 days, plus annual audits of 15% of awarded funds. The program expires September 1, 2035, unless renewed by the legislature.