Commerce and Insurance, Dept. of - As introduced, removes an obsolete requirement for the commissioner to conduct a study of this state's insurance laws to determine what impediments, if any, exist under the laws or policies that may be deterrents for insurance companies in this state to underwrite policies of insurance to insure a person who has used force that is justified, including deadly force, in protecting such person's self or property, and to report the results of the study to the general assembly no later than March 1, 2012. - Amends TCA Title 8; Title 56; Title 63; Title 68 and Title 71.

SB 999 removes an outdated requirement from Tennessee law that previously mandated the insurance commissioner to study whether certain insurance laws deter companies from covering people who used justified force (including deadly force) for self-defense or property protection. The bill deletes Section 56-1-108 of Tennessee Code, which required this study and a report to the legislature by March 1, 2012 - long after the deadline expired. This change affects only the state's insurance commissioner, eliminating a redundant administrative task with no current legal obligation. The bill does not alter insurance coverage rules or affect policyholders, as it solely removes a repealed procedural requirement.