Insurance Companies, Agents, Brokers, Policies - As introduced, decreases from 30 to 21 days, the amount of time each insurer of personal risk insurance must file with the commissioner of commerce and insurance before the proposed effective date of all rates, supplementary rate information, supporting information, policy forms, and endorsements. - Amends TCA Title 4; Title 56 and Title 71.

SB 711 reduces the deadline for Tennessee insurance companies to submit rate changes and policy documents from 30 to 21 days before they take effect. This directly affects insurers offering personal risk insurance (like auto or home policies) that must file with the Commissioner of Commerce and Insurance. The bill amends Tennessee Code Sections 56-5-105 and related titles to implement this shorter filing timeline. It makes no changes to the content of filings, only the required submission window.