Tort Liability and Reform - As enacted, allows a charitable organization that provides housing to a person whom the charitable organization knows is unlawfully present in the United States to be held liable for a loss, damages, injury, or death resulting from a criminal offense committed by the person who is unlawfully present in the United States while the person is receiving housing services from the charitable organization if the charitable organization's conduct in providing housing constitutes negligence, gross negligence, or willful and wanton misconduct. - Amends TCA Title 29, Chapter 34.

SB 227 amends Tennessee law to allow charitable organizations providing housing to individuals unlawfully present in the U.S. to be held legally responsible for injuries or deaths resulting from crimes committed by those individuals - *if* the charity was negligent, grossly negligent, or engaged in willful misconduct while providing housing. It directly affects homeless shelters, food banks, and similar nonprofits offering housing services to undocumented immigrants. The law does not create new obligations but clarifies that existing negligence standards apply when charities knowingly house undocumented individuals. This change applies to any housing services provided by such organizations, with liability triggered only by the charity’s own negligence, not the actions of the person they house.