Consumer Protection - As introduced, enacts the "Junk Fee Prevention Act." - Amends TCA Title 4, Chapter 3, Part 19 and Title 47, Chapter 18.

SB 1991, the "Junk Fee Prevention Act," prohibits businesses from using deceptive pricing practices that hide mandatory fees in Tennessee. It requires businesses to display the total price - including all mandatory fees - clearly before payment, disclose fee portions upfront, and avoid misleading subtotals or adding fees after selection. The law directly affects businesses in banking, travel, hotels, delivery services, ride-sharing, and car rentals, while protecting consumers from hidden charges that inflate costs. Key provisions ban practices like advertising low prices without total cost disclosure, charging unreasonable early termination fees, or presenting fees in small print. The act takes effect July 1, 2027, with exemptions for taxes, disclosed delivery fees, and bona fide errors.