Real Property - As enacted, requires a description of real property contained within a deed of conveyance of a property not previously described in a recorded instrument to be prepared by a registered land surveyor, or by a licensed attorney utilizing a survey prepared by a registered land surveyor. - Amends TCA Title 8; Title 23; Title 39; Title 45; Title 47, Chapter 18; Title 56; Title 62 and Title 66.

SB 1985 creates the "Tennessee Real Estate Consumer Fraud Protection Act" to establish new rules for real estate transactions. It requires title insurance premiums to be split equally between buyers and sellers, mandates foreign title insurers to maintain a local office for outstanding claims, and requires all real estate deeds to be prepared by licensed Tennessee attorneys with their license number - deeds not prepared this way after July 1, 2026, will be void. The bill also requires out-of-state property buyers to designate a Tennessee agent for legal service. These changes directly affect homebuyers, sellers, title insurers, and real estate attorneys in Tennessee.