Insurance, Health, Accident - As introduced, requires that a health plan, or an insurer offering a health plan, include coverage for clinical genetic testing for an inherited gene mutation for an individual with a personal or family history of cancer that is recommended by a healthcare professional, and evidence-based cancer imaging for an individual with an increased risk of cancer as recommended by National Comprehensive Cancer Network clinical practice guidelines. - Amends TCA Title 4; Title 56 and Title 71.

SB 1626 requires Tennessee health insurance plans to cover clinical genetic testing for inherited cancer risks (for individuals with personal or family cancer history) and evidence-based cancer imaging (for high-risk individuals), as recommended by healthcare providers or National Comprehensive Cancer Network guidelines. This applies to all health insurers in Tennessee, directly affecting patients seeking these specific cancer prevention and early detection services. The law mandates that this coverage must be provided without cost-sharing (no deductibles, copays, or coinsurance). The requirement takes effect for plans issued, amended, or renewed on or after July 1, 2026.