SB 1270 Tennessee Senate · 114th Regular Session (2025-2026)

Insurance Companies, Agents, Brokers, Policies - As enacted, requires a health benefit plan issuer to provide no later than 30 days after a health benefit plan issuer receives a written request for a claims experience report from a plan, plan sponsor, or plan administrator, the report to the requesting party; prohibits coverage by a commercial risk insurance policy of farm risks or real or personal property used in farming from being considered in determining whether property is classified as farm or agricultural property under another law or rule in this state; revises provisions relating to reinsurance and risk insurance; revises provisions relating to the readability, content, and style of life and health insurance policies. - Amends TCA Title 56 and Section 68-1-115.

SB 1270 requires Tennessee health insurance companies to provide detailed claims reports within 30 days of a written request from group health plans, plan sponsors, or administrators. These reports must include monthly claims data, premiums, covered employee counts by tier, high-value claims ($10,000+), and pending claims for the prior 36 months or full coverage period. The bill also clarifies that commercial insurance coverage for farm properties cannot affect how such properties are classified under state law, and updates readability requirements for life and health insurance policies. It directly affects health insurers, employers administering group health plans, and agricultural property owners through its classification rules.
Bill status signed all 5 stages cleared
Introduction
Feb 2025
Committee Review
Mar 2025
Senate Passage
Apr 2025
House Passage
Apr 2025
Signed into Law
Apr 2025
Introduced Feb 10, 2025 Signed Apr 11, 2025
Floor votes · Senate Mar 13, 2025 · House Mar 27, 2025

How they voted

37–0
Passed
Total votes 37
Mar 13, 2025
D Democratic7
7 Yea
100% Yea
R Republican30
30 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
20
Key actions
8
Committee
3
Amendments
1
Apr 11, 2025
Signed into law
Signed by Governor.
lower
Apr 2, 2025
Lower · Passed
Signed by H. Speaker
lower
Apr 1, 2025
Upper · Passed
Signed by Senate Speaker
upper
Mar 27, 2025
Amended
Am. withdrawn. (Amendment 1 - HA0077)
lower
Mar 27, 2025
Lower · Passed
Passed H., Ayes 95, Nays 0, PNV 1
lower
Mar 13, 2025
Lower · Passed
Senate adopted Amendment (Amendment 1 - SA0070)
lower
Mar 13, 2025
Upper · Passed
Passed Senate as amended, Ayes 32, Nays 0
upper
Mar 4, 2025
Upper · Passed
Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 7, Nays 0 PNV 0
upper
Feb 25, 2025
Lower · Passed
Placed on Senate Commerce and Labor Committee calendar for 3/4/2025
lower
Feb 12, 2025
Committee
Passed on Second Consideration, refer to Senate Commerce and Labor Committee
upper
Feb 10, 2025
Introduced
Introduced, Passed on First Consideration
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Jack Johnson
Jack Johnson
RRepublican
TN
27