Consumer Protection - As enacted, enacts the "Debt Resolution Services Act." - Amends TCA Title 47, Chapter 18.

SB 1078 amends Tennessee Code Annotated § 47-18-5510(a) to change the required timeframe for debt resolution services from "seven (7) days" to "seven (7) business days." This bill directly affects debt resolution service providers operating in Tennessee by extending the deadline for certain actions from calendar days to business days. The key provision is a straightforward procedural adjustment to the existing debt resolution law, with no new requirements or penalties added. The bill became law as Public Chapter 287 on April 28, 2025.