Consumer Protection - As enacted, enacts the "Debt Resolution Services Act." - Amends TCA Title 47, Chapter 18.
HB 743 amends Tennessee law to change the timeframe for debt resolution services from "seven (7) days" to "seven (7) business days" under Title 47, Chapter 18. This directly affects debt resolution service providers in Tennessee who must now adhere to business day timing for certain client interactions. The bill, signed into law on April 24, 2025, takes effect on July 1, 2025, implementing this minor procedural adjustment to consumer protection regulations.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2025
Committee Review
Mar 2025
House Passage
Apr 2025
Senate Passage
Apr 2025
Signed into Law
Apr 2025
Introduced Feb 5, 2025
Signed Apr 24, 2025
Floor votes · Senate Apr 10, 2025 · House Mar 31, 2025
How they voted
36–1
Passed
Total votes 37
Apr 10, 2025
D
Democratic7
85% Yea
R
Republican30
100% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
27
Key actions
11
Committee
7
Amendments
2
Apr 24, 2025
Signed into law
Signed by Governor.
lower
Apr 15, 2025
Upper · Passed
Signed by Senate Speaker
upper
Apr 14, 2025
Lower · Passed
Signed by H. Speaker
lower
Apr 10, 2025
Upper · Passed
Passed Senate, Ayes 31, Nays 1
upper
Apr 3, 2025
Introduced
Received from House, Passed on First Consideration
lower
Mar 31, 2025
Lower · Passed
H. adopted am. (Amendment 1 - HA0187)
lower
Mar 31, 2025
Lower · Passed
H. adopted am. (Amendment 2 - HA0188)
lower
Mar 31, 2025
Lower · Passed
Passed H., as am., Ayes 93, Nays 0, PNV 1
lower
Mar 26, 2025
Lower · Passed
Rec. for pass. if am., ref. to Calendar & Rules Committee
lower
Mar 26, 2025
Lower · Passed
Placed on cal. Calendar & Rules Committee for 3/27/2025
lower
Mar 19, 2025
Committee
Rec for pass if am by s/c ref. to Commerce Committee
lower
Mar 19, 2025
Lower · Passed
Placed on cal. Commerce Committee for 3/26/2025
lower
Mar 12, 2025
Committee
Ref. to Commerce Committee
lower
Mar 12, 2025
Committee
Assigned to s/c Banking & Consumer Affairs Subcommittee
lower
Mar 12, 2025
Lower · Passed
Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/19/2025
lower
Feb 5, 2025
Introduced
Intro., P1C.
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Kelly Keisling
RRepublican
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