Consumer Protection - As introduced, enacts the "Tennessee Consumer Protection and Subscription Renewal Act," which prohibits a business from requiring submission of credit or debit card information, or other payment information for an automatic renewal offer or continuous service offer containing a free gift or trial; makes other changes related to automatic renewal offers and continuous service offers. - Amends TCA Title 45; Title 47; Title 56 and Title 65.

HB 420, the "Tennessee Consumer Protection and Subscription Renewal Act," requires businesses to clearly explain subscription or service terms before charging customers, especially for offers including free trials or gifts. It prohibits businesses from demanding credit card information upfront for such offers and mandates explicit consumer consent before automatic renewal charges begin. The bill also requires businesses to provide easy cancellation methods (like online options or toll-free numbers) and clear notices about pricing changes after trial periods end. This law directly affects businesses selling subscriptions or continuous services in Tennessee and protects consumers from unexpected charges after free trials.