Tort Liability and Reform - As introduced, increases the amount that a person may recover in an action brought against a local governmental entity under the Tennessee Governmental Tort Liability Act for claims brought on or after July 1, 2025, to $750,000 for the bodily injury or death of a person, $1.5 million for the bodily injury or death of all persons in an accident, occurrence, or act, and $250,000 for the injury or destruction of property of others. - Amends TCA Title 29.

HB 4 increases the maximum compensation limits for lawsuits against Tennessee local governments under the Tort Liability Act. It raises the cap to $750,000 for injury or death of a single person, $1.5 million for injury or death of multiple people in one incident, and $250,000 for property damage. These changes apply only to claims filed on or after July 1, 2025. The bill directly affects individuals or property owners seeking damages from local government entities like cities, counties, or school districts for accidents or incidents involving bodily injury, death, or property loss.