Consumer Protection - As enacted, requires the Tennessee advisory commission on intergovernmental relations (TACIR) to conduct a study of the potential regulation of artificial intelligence systems and generative artificial intelligence chatbots in this state. - Amends TCA Title 29; Title 37 and Title 47.

HB 1946, the "Curbing Harmful AI Technology (CHAT) Act," prohibits AI chatbots designed to mimic human relationships (called "companion chatbots") from being made available to minors in Tennessee if they could encourage self-harm, illegal activity, secrecy, or unsafe isolation. It requires companies to display clear disclaimers that the chatbot is not human during use and to notify users every 30 minutes. The bill also mandates that AI chatbots detect suicidal thoughts or self-harm expressions and redirect users to crisis services like the 988 Suicide & Crisis Lifeline. This directly affects companies developing or deploying companion chatbots in Tennessee that interact with minors, excluding standard customer service or internal business AI.