Insurance Companies, Agents, Brokers, Policies - As enacted, increases from $100,000 to $250,000 the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company. - Amends TCA Title 56, Chapter 22.

HB 1826 increases the maximum amount a county mutual insurance company in Tennessee can cover for a single risk from $100,000 to $250,000 without needing to share that risk with other insurers. This change directly affects county mutual insurance companies, which are local, non-profit insurers serving Tennessee communities. The bill amends two sections of Tennessee law (Title 56, Chapter 22) to update the dollar amount, and it will take effect on July 1, 2026.