exempt one motor vehicle of a debtor from being taken by legal process.

SB 149 adds a new exemption to South Dakota law, protecting one motor vehicle owned by a debtor from being seized by creditors. The bill specifically exempts a debtor's interest in a single vehicle valued at $5,000 or less after accounting for any existing liens or security interests. This change adds to the existing list of protected property, such as family photos, clothing, and essential household items. The law directly affects debtors facing collection actions who own a single vehicle within the specified value limit.