H 3227 South Carolina House · 2025-2026 Regular Session

Earthquake insurance

Summary

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-75-70 SO AS TO REQUIRE INSURERS TO OFFER INSURANCE COVERAGE FOR LOSS OR DAMAGE RESULTING FROM AN EARTHQUAKE TO ALL POLICIES ISSUED IN THIS STATE.

Bill status passed 3 of 5 stages cleared

Introduction

Jan 2025

Committee Review

Mar 2026

House Passage

Mar 2026

Senate Passage

Governor

Introduced Jan 14, 2025 Last action Mar 10, 2026

Floor votes · House Mar 4, 2026

How they voted

114–0

Passed · 8 other

Total votes 122

Mar 4, 2026

D Democratic35

31 Yea 4

88% Yea

R Republican87

83 Yea 4

95% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Mar 10, 2026

Committee

Referred to Committee on Banking and Insurance

upper

Mar 10, 2026

Introduced

Introduced and read first time

upper

Mar 5, 2026

Lower · Passed

Read third time and sent to Senate

lower

Mar 4, 2026

Lower · Passed

Amended

lower

Mar 4, 2026

House · Passed

House Vote: pass (114-0-8)

house

Feb 19, 2026

Lower · Passed

Committee report: Favorable with amendment Labor, Commerce and Industry

lower

Jan 14, 2025

Committee

Referred to Committee on Labor, Commerce and Industry

lower

Jan 14, 2025

Introduced

Introduced and read first time

lower

Dec 5, 2024

Committee

Referred to Committee on Labor, Commerce and Industry

lower

3 primary · 0 co-sponsors