A CONCURRENT RESOLUTION TO MEMORIALIZE THE UNITED STATES CONGRESS TO ENACT LEGISLATION AND TAKE CERTAIN MEASURES TO ENSURE THAT STUDENTS FROM SOUTH CAROLINA AND THROUGHOUT THE UNITED STATES HAVE ACCESS TO DEBT-FREE HIGHER EDUCATION AT PUBLIC COLLEGES AND UNIVERSITIES IN ORDER TO REDUCE THE GROWING CRISIS OF STUDENT LOAN DEBT AND DEFAULT, PARTICULARLY AMONG LOW-INCOME STUDENTS AND AFRICAN-AMERICAN STUDENTS DISPROPORTIONATELY BURDENED BY THE CRISIS.