AN ACT RELATING TO INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES

This bill expands the ability of people with Medicare to buy supplemental insurance without being rejected due to their health history. It directly affects individuals who enroll in these plans outside their initial enrollment period, including those under 65 with disabilities or kidney disease. The key change requires insurers to offer coverage without medical underwriting during specific times, such as the annual enrollment period, as long as there has been no significant gap in prior coverage. Additionally, the law mandates that these policies cannot deny benefits based on preexisting conditions that occurred within six months of the policy start date.