AN ACT RELATING TO INSURANCE -- INSURANCE COVERAGE FOR MENTAL ILLNESS AND SUBSTANCE USE DISORDERS

SB 2467 prohibits health insurance companies from requiring prior approval (preauthorization) for in-network mental health and substance use disorder services, including both inpatient and outpatient care. This directly affects patients seeking these specific treatments through in-network providers, removing a common administrative barrier. The law takes effect on January 1, 2027, and aligns with existing requirements ensuring mental health coverage is treated equally to physical health coverage under insurance plans. It does not apply to out-of-network services or change other coverage rules like cost-sharing parity.