AN ACT RELATING TO STATE AFFAIRS AND GOVERNMENT -- THE RHODE ISLAND HEALTH CARE REFORM ACT OF 2004 -- HEALTH INSURANCE OVERSIGHT

SB 2464 requires Rhode Island's health insurance commissioner to produce annual reports on insurer practices, including fee schedules, provider credentialing processes, and data disclosure methods for healthcare facilities. The bill mandates that a professional-provider-health-plan work group (part of an advisory council) compile specific data to help consumers compare quality and costs of care. These reports, due by January 1, 2027, will cover topics like insurance dispute resolution, real-time enrollment verification, and the impact of "silent PPOs" on providers. The legislation directly affects health insurers, medical providers, and consumers by increasing transparency in health insurance operations and pricing.