AN ACT RELATING TO COMMERCIAL LAW--GENERAL REGULATORY PROVISIONS -- DECEPTIVE TRADE PRACTICES

HB 7515 clarifies definitions related to deceptive practices in insurance claims to strengthen consumer protections. It directly affects claimants (policyholders, businesses, or third parties seeking insurance payments) and insurers (companies handling claims). Key provisions define terms like "insurance claim handling services" and explicitly list deceptive acts, such as misrepresenting repairs, hiding rebate details in ads, or falsely advertising claim settlements. The bill does not create new penalties but provides clearer standards for enforcing existing laws against misleading insurance practices. It takes effect January 1, 2026, with a temporary amendment effective until March 31, 2026.