AN ACT RELATING TO ALCOHOLIC BEVERAGES -- RETAIL LICENSES

HB 7043 requires liquor license applicants in Westerly to obtain commercial liability insurance covering liquor liability, general liability, and property damage in a minimum amount of $300,000 (or higher if set by town ordinance). This affects businesses seeking retail liquor licenses in Westerly, mandating they provide proof of insurance that names the town as an additional insured and prohibits cancellation without prior notice. The bill adds specific "liquor liability" coverage to Westerly’s existing insurance requirements, which differ from similar rules in Burrillville and North Providence. The law would take effect upon passage but remains pending before the committee.