AN ACT RELATING TO STATE AFFAIRS AND GOVERNMENT -- THE RHODE ISLAND HEALTH CARE REFORM ACT OF 2004 -- HEALTH INSURANCE OVERSIGHT

SB 121 requires Rhode Island's health insurance commissioner to produce a report by January 1, 2026, examining how health insurance plans handle prior authorization for prescription drugs. The report will analyze insurers' processes for approving or denying coverage of medications before they are dispensed. This directly affects health insurers, the commissioner, and patients who rely on prescription medications. The goal is to increase transparency around drug access and inform future policy decisions without advocating for specific changes.