AN ACT RELATING TO ALCOHOLIC BEVERAGES -- RETAIL LICENSES

HB 6354 requires retail liquor license applicants in Westerly to obtain liability insurance covering commercial, general-liability, liquor liability, and property damage. The insurance must provide at least $300,000 in coverage (or a higher amount set by local ordinance) and name Westerly as an additional insured. Licensees must secure this coverage from a Rhode Island-licensed insurance carrier. This bill directly affects businesses seeking or holding liquor retail licenses in Westerly, mandating specific insurance requirements before approval.