AN ACT RELATING TO INSURANCE -- SMALL EMPLOYER HEALTH INSURANCE AVAILABILITY ACT

HB 5568 amends Rhode Island's Small Employer Health Insurance Availability Act to specifically exempt members of the Greater Providence Chamber of Commerce from standard premium rate restrictions. This change allows health insurance carriers to offer them different pricing under the law, while excluding the Rhode Island Builders’ Association (which remains subject to standard rules). The bill modifies the existing rate rules by adding this specific group to the list of associations that can be treated differently for premium calculations. It does not alter other provisions of the law regarding age, family composition, or rate limits for most small employers. The exemption applies only to the Greater Providence Chamber of Commerce members and affects their health insurance pricing structure under the act.