An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, providing for coverage for infertility treatment.

SB 351 mandates that health insurance policies in Pennsylvania providing pregnancy-related benefits must cover infertility treatment expenses, including IVF, embryo transfer, and artificial insemination. It applies to policies delivered, issued, or renewed in the state, requiring coverage for diagnosis and treatment while allowing limited restrictions like waiting periods (aligned with medical guidelines) or copayments not exceeding those for pregnancy benefits. The bill explicitly excludes coverage for infertility resulting from elective sterilization reversal and allows religious organizations to opt out of covering these procedures. This policy change directly affects insured individuals seeking fertility care and insurers offering pregnancy-related coverage in Pennsylvania.