An Act providing for access to contraceptives; imposing duties on the Insurance Department and the Department of Human Services; providing for severability; and imposing penalties.

SB 1112, the "Contraceptive Access for All Act," requires most health insurance plans in Pennsylvania - including Medicaid managed care plans and private health insurance - to cover all FDA-approved contraceptives without cost-sharing (like deductibles or copays). It specifically mandates coverage for prescription contraceptives, emergency contraception (like levonorgestrel), and over-the-counter oral contraceptives, and prohibits insurers from requiring prior authorization or step therapy for these items. The law applies to standard health insurance policies but excludes limited policies like dental, vision, or workers' compensation plans. It directly affects health insurers and managed care plans by requiring them to provide this coverage at no additional cost to enrollees.