An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, further providing for billing.

HB 392 amends Pennsylvania's Insurance Company Law to require insurers to provide detailed written notifications when reimbursing policyholders for non-network emergency medical services (EMS). The bill mandates that these notifications include the service date, EMS agency name, itemized claim details, billing address, and a clear statement that funds must be used solely to pay the emergency medical bill (with fraud warnings for misuse). Insurers must also notify EMS agencies monthly about payments made to policyholders for non-network emergency care. This directly affects insurers (who must follow the billing rules) and policyholders (who receive the notifications). The law takes effect 60 days after enactment.