An Act amending Title 12 (Commerce and Trade) of the Pennsylvania Consolidated Statutes, providing for protections against coerced debt; and imposing duties on the Administrative Office of Pennsylvania Courts.

HB 2344 creates a new legal process in Pennsylvania for individuals to dispute debts they claim were incurred under coercion, such as domestic violence, fraud, or intimidation. The bill requires the state Treasury Department to develop a specific petition form that debtors must complete and submit to creditors, including details about the alleged abuse and documentation from qualified third parties like doctors or domestic violence advocates. If a creditor receives this petition, they are obligated to respond within ten business days and may request additional information to resolve the dispute in good faith. This legislation directly affects consumers facing debt collection and creditors who must handle claims of coerced debt according to these new procedural rules.