HB 1860 Pennsylvania House · 2025-2026 Regular Session

An Act amending Title 12 (Commerce and Trade) of the Pennsylvania Consolidated Statutes, in motor vehicle sales finance, providing for remote work.

HB 1860 updates Pennsylvania's motor vehicle finance laws to allow dealers and lenders to process vehicle financing applications remotely, such as through digital platforms. It directly affects auto dealers, lenders, and consumers who apply for vehicle loans in Pennsylvania. The key provision removes previous restrictions requiring in-person application processing for motor vehicle sales finance transactions. This change streamlines the loan approval process while maintaining regulatory oversight under the state's commerce statutes.

Issues: ✓ Technology

Bill status signed all 5 stages cleared

Introduction

Sep 2025

Committee Review

Jun 2026

House Passage

Oct 2025

Senate Passage

Jul 2026

Signed into Law

Jul 2026

Introduced Sep 11, 2025 Signed Jul 20, 2026

Maddy AI version diff · 1 comparison

What changed between versions

Printer's No. PN2303 → Printer's No. PN2522 · 3 edits

MINOR

This version of the bill updates the legislative history to reflect that the bill was amended during its second consideration in the House. It also adds a new sponsor, Representative Green, to the list of co-sponsors. Most significantly, it modifies a key requirement for remote work permits by changing the language from mandatory to permissive, allowing licensees to choose whether to permit remote work rather than requiring them to do so.

Scope change

The bill's scope regarding remote work eligibility for licensees has been narrowed from a mandatory requirement to a discretionary option.

REQUIREMENT

Changed the requirement for licensees to permit remote work from mandatory ('shall permit') to discretionary ('shall MAY permit'), giving businesses the option to decline remote work arrangements.

ELIGIBILITY

Added Representative Green as a new co-sponsor to the bill.

TECHNICAL

Updated the bill text header and footer to reflect the new printer's number (PN 2522) and included a note indicating the bill was amended on second consideration.

Floor votes · Senate Jul 12, 2026 · House Oct 27, 2025

How they voted

50–0

Passed

Total votes 50

Jul 12, 2026

D Democratic23

23 Yea

100% Yea

R Republican27

27 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Jul 20, 2026

Signed into law

Approved by the Governor

upper

Jul 12, 2026

Senate · Passed

Senate Vote: pass (50-0)

senate

Jul 11, 2026

Upper · Passed

Third consideration and final passage

upper

Jun 22, 2026

Upper · Passed

Re-reported as committed

upper

Jun 10, 2026

Committee

Re-referred to Appropriations

upper

Jun 9, 2026

Upper · Passed

Reported as committed

upper

Nov 5, 2025

Committee

Referred to Banking & Insurance

upper

Oct 28, 2025

Lower · Passed

Third consideration and final passage

lower

Oct 28, 2025

Lower · Passed

Re-reported as committed

lower

Oct 27, 2025

House · Passed

House Vote: pass (203-0)

house

Oct 27, 2025

Committee

Re-committed to Appropriations

lower

Oct 7, 2025

Lower · Passed

Reported as committed

lower

Sep 11, 2025

Committee

Referred to Commerce

lower

1 primary · 10 co-sponsors